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Auto Insurance Coverages

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Auto Insurance Coverages

Auto Insurance Coverages

 covers the bodily injury and property damage (BI/PD) you cause to others. Texas requires you have a minimum of $30,000 in BI per person, $60,000 per accident and $25,000 in PD.  Even though Texas only requires 30/60/25 it’s a good idea to increase your limits so you don’t end up having to pay anything out of your own pocket in the even t  of an at fault accident.

Uninsured Motorist / Under Insured Motorist: 
If you are hit by a driver who flees the scene of the accident or does not have insurance UM steps in and pays for your damages in place of the at fault drivers absent liability coverage.

Personal Injury Protection (PIP): 
you and your passengers are covered up to the policy limit for medical expenses arising from a covered accident.

Comprehensive and Collision: 
collision covers damage to your vehicle caused by an accident. Comprehensive (other than collision) covers physical damage to your vehicle that is caused by something other than a collision. If you car is damaged by a hail storm, a tree falling on it or if it is stolen, comprehensive will cover you.

Roadside Assistance / towing and labor: 
depending on what insurance company you are with they will either have a roadside assistance program to cover you if you need a tow, pop a lock, or other roadside services or they will have towing and labor coverage to reimburse you for roadside service expenses.

Rental Reimbursement:  
covers your rental car expenses up to policy limits if you are unable to drive your vehicle because of a covered claim.

Learn more about auto insurance:

Auto Insurance Coverage

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Auto Insurance Discounts

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Bundle Insurance

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About Our Premier Austin Insurance Team

Bound Insurance is an independent insurance agency located in Austin, TX. This means we have the ability to hold contracts with multiple insurance companies, increasing the chances of us offering you a better price and coverage. Even though we can represent almost every company in the insurance market, we choose to only work with top A rated companies, who offer broad coverage, and have an excellent track record of paying claims, stability, and service . Being independent but at the same time limiting the number of companies (to the best in the market) gives us the flexibility to help our customers by offering most coverage, at the right price, with the best company.

Jesus R. Olivares

Founder and
Commercial Lines Agent

Lucas Ziegler

Founder and
Personal Lines Agent